We’ve worked diligently to craft a finance program that can help even the most credit challenged consumers. When you submit a credit application to UGA Finance, we use the information from the application, the consumers credit report and other data sources to find a finance option the consumer can afford. When we return our application result, we will tell you credit amount we will offer the applicant. This maybe $500 or it could be $15,000. This process is all available through an online portal and takes a total of 5 minutes to apply and receive a decision.