Turn financing declines into successful sales.
We offer support for consumers at every credit level, from no credit or poor credit to excellent credit.
No operational headaches, just fast results.
Proven track record in helping merchants thrive.
A seamless, reliable financing solution to help merchants recover lost revenue and increase finance approval rates, without additional overhead.
We finance a wide range of businesses – no matter what size or how unique. Here’s just a few industries that benefit from UGA finance:
UGA Finance supports elective and minimally invasive medical services that are typically not covered by insurance. Industry segments include laser treatments (such as hair removal and tattoo removal), hair restoration, LASIK, regenerative health, and even veterinary care.
Residential home improvement projects are eligible for financing, including roof deductibles, small-scale remodels, exterior upgrades, and interior enhancements.
Support is available for luxury home and lifestyle products, such as in-home aromatherapy systems, bulk food delivery services, and other high-end consumer goods.
Financing is available for traditional and non-traditional educational programs, including trade schools, Title IV institutions, vocational training, and certification programs.
Industry segments include skills-based training and personal or professional development services, such as tutoring, golf instruction, dating and relationship memberships, and financial trading education.
UGA Finance supports a range of leisure and travel-related services, including vacation point programs and timeshare exit solutions. (Note: These categories are grouped internally under leisure services.)
Eligible product categories include direct-to-consumer items such as portable oxygen concentrators, hearing aids, personal electronics, and lifestyle or recreational equipment.
UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the merchant and creditor goals in mind, which are tailored to maximize partner objectives
UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the merchant and creditor goals in mind, which are tailored to maximize partner objectives.
Our offers are designed to integrate smoothly with your sales cadence, ensuring timely, competitive solutions that meet your customers’ needs and provide terms finalized upon approval.
Through our portal, we provide top-notch customer support in real-time, resolving concerns before they ever become issues for you.
This has been a business relationship that has blessed our lives and allowed us to serve more customers.
Robert G.
CEO, Company Name
UGA dramatically enhanced our customer’s financing experience… a solid set of online management tools for our students has significantly improved how we communicate to them.
Robert G.
CEO, Company Name
We moved from a fragmented, non-compliant, inconsistent process to a fast, efficient and compliant system for both our franchiser and their customers.
Robert G.
CEO, Company Name
Universal Account Servicing, LLC (UAS) is the third-party billing service provider for the UGA Finance Program. We utilize our uPortal360 application to generate and service contracts on behalf of Retail Sellers. Our contact center and support team can make calls and provide other communication touchpoints related to the servicing of a Retail Seller’s contracts. uPortal360 provides online account management that allows consumers to see monthly statements, make payments, and manage communications. When you accept a contract provided by a Retail Seller you are given access to uPortal360. Also, uPortal360 will be used to send communications about your Account. The UGA Finance Program is a program name for certain consumer credit contracts extended by participating lenders and/or retail sellers for the purchase of goods and/or services. Participating lenders and retail sellers provide credit without regard to age, race, color, religion, national origin, gender or familial status. The UGA Finance Program and uPortal360 are administered by Universal Account Servicing, LLC that generates and services contracts on behalf of participating lenders and retail sellers. NMLS #1060516