Lending Made Simple.
Growth Made Easy.

Boost your sales by 40-60%
without extra overhead.

Recover Lost Revenue

Turn financing declines into successful sales.

Full Spectrum Lending

We offer support for consumers at every credit level, from no credit or poor credit to excellent credit.

Seamless Integration

No operational headaches, just fast results.

Trusted Expertise

Proven track record in helping merchants thrive.

Your Success is Our Business

A seamless, reliable financing solution to help merchants recover lost revenue and increase finance approval rates, without additional overhead.

We finance a wide range of businesses – no matter what size or how unique. Here’s just a few industries that benefit from UGA finance:

Medical Services

UGA Finance supports elective and minimally invasive medical services that are typically not covered by insurance. Industry segments include laser treatments (such as hair removal and tattoo removal), hair restoration, LASIK, regenerative health, and even veterinary care.

Residential home improvement projects are eligible for financing, including roof deductibles, small-scale remodels, exterior upgrades, and interior enhancements.

Support is available for luxury home and lifestyle products, such as in-home aromatherapy systems, bulk food delivery services, and other high-end consumer goods.

Financing is available for traditional and non-traditional educational programs, including trade schools, Title IV institutions, vocational training, and certification programs.

Industry segments include skills-based training and personal or professional development services, such as tutoring, golf instruction, dating and relationship memberships, and financial trading education.

UGA Finance supports a range of leisure and travel-related services, including vacation point programs and timeshare exit solutions. (Note: These categories are grouped internally under leisure services.)

Eligible product categories include direct-to-consumer items such as portable oxygen concentrators, hearing aids, personal electronics, and lifestyle or recreational equipment.

Full-Spectrum Lending and Servicing

UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the merchant and creditor goals in mind, which are tailored to maximize partner objectives

Total Originations

$ 2000000000

Total Number of Accounts

500000

Full-Spectrum Lending and Servicing

UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the merchant and creditor goals in mind, which are tailored to maximize partner objectives.

Total Originations

$ 2000000000

Total Number of Accounts

500000

Aligned with your
sales cadence

Our offers are designed to integrate smoothly with your sales cadence, ensuring timely, competitive solutions that meet your customers’ needs and provide terms finalized upon approval.

Protection of your
brand reputation

Through our portal, we provide top-notch customer support in real-time, resolving concerns before they ever become issues for you.

This has been a business relationship that has blessed our lives and allowed us to serve more customers.

Robert G.
CEO, Company Name

UGA dramatically enhanced our customer’s financing experience… a solid set of online management tools for our students has significantly improved how we communicate to them.

Robert G.
CEO, Company Name

We moved from a fragmented, non-compliant, inconsistent process to a fast, efficient and compliant system for both our franchiser and their customers.

Robert G.
CEO, Company Name

Learn More