The simple way to add flexible payment options for consumers to purchase your products or services.

The UGA Finance Program has helped thousands of business owners increase sales and profits with financing. Our product is flexible, captive and is not a one-size fits all approach. We work with clients that sell delivered products and services as well as those with future and continual delivery of services (like educational offers).

The UGA Finance Program

Captive Financing

We provide a “cardless” line of credit for your consumers. Their individual credit lines are captive to your business's services or products. This benefits your consumers through additional sales and add-on purchases. We allow lines of credit for individual consumers to be increased upon request.

Online Platform

uPortal360 was built specifically with our clients and their consumers in mind. Our platform is a full service financing solution. uPortal360 allows clients to manage all applications and to have full visibility to accounts, reports and invoices. This platform can also supports white labeling capabilities.


Our reliable and proven technical support is not only available during normal business hours, but also during off hours and weekends. Our client services team will work with you to get the most out of financing and our technology will analyze your performance so you can stay ahead of issues.

How Our Financing Works

Complete Application and Receive Instant Decision

Set Financed Amount, Select Terms & Sign Contract!

Online Verification & Account Management

Funding within 3-5 business days!

While we offer a traditional financing program where the contract is funded within days, we also have numerous financing options that can be configured to fit your business needs. One size does not fit all and our goal is to build a program that works best for you.

A Few Industries That We Serve


We know that pets are family too. Don't let your clients miss out on time with their furry family members.

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Do you offer professional coaching or services that help people build their own businesses or create passive income? 

Elective Med Spas

The beauty and relaxation your clients want, with the flexible financing they need. Let us set options for all of your services.


From cavities to root canals, implants or braces, we have programs available for your patients.

Vacation Clubs

Provide your members with unbelievable vacation and travel experiences. RCI and SaveOn reseller programs available.

Dating Services

Everyone is busier than ever and finding love can be difficult. If your business is helping people find love, let us help!

Continued Education

The world needs health care professionals, IT workers, accountants, and more. Help your students reach their goals.

Funeral Services

Honoring those who have passed with services they deserve with payments their loved ones can afford.

B2B Payment Plans

Provide your consumers a line of credit that gives them monthly payment options and monthly cash flow for you.

And many more!

Our program is designed to accommodate a variety of industries. We would love to hear about your business and how we can build a program specifically for you.