Your Options

Choose to Start a Contract Application, Enroll in a Subscription, or make a Point of Sale Transaction.  Or choose to have all of these options. With uPortal360 you can configure anyone of these options, all of these options or any combination of these options that meet your business needs

Contract Origination

Create Retail Installment Contracts or Open Line of Credit (Revolving Credit) Agreements. Offer Promotional Terms like Deferred Interest or No Interest if Paid in Full.


Easily enroll your customers in Monthly, Quarterly or Annual service subscriptions.

Point of Sale

Process Credit Card or ACH Check payments for purchases or down payments.

Contract Servicing

The system takes care of all aspects of Contract Servicing. Interest Accrual and Assessment, periodic statements, payment collection and required notifications.

UGA Finance Proudly Servicing for 30 Years

Let’s See uPortal360 in Action

Add customers with ease.

Everything starts with the Customer. Leverage our use of mapping integrations for predictive address entry. Smart Forms make it easy to know what is required and validates the data as it is entered. Helpful highlights and help message make it easy to resolve any issues.

No hassle credit application process.

Our quick and concise credit application only asks the questions needed to support underwriting for your program. Smart Forms again help you with accurate data entry and helpful highlights.

Get the return of decision in under 30 seconds.

After a quick review, you are ready to process the Credit Application. Every program can have a custom Scorecard setup to meet your business needs. Our proprietary scorecards can use application and credit report data to determine the best credit decision for each consumer. This all happens in under 30 seconds and the decision is on your screen.

The power to choose.

With uPortal360, you enter the cash price, down payment amount to get to the amount financed. Then your customer can choose a first payment date that best fits their needs.

So many Options.

Your customers want payment options and we can support them all. We work with you to setup terms, interest rates, down payment requirements, and autopay requirements. You can also offer promotional terms like “Deferred Interest” also known as “No Interest if Paid In Full” before the end of the promotional period. Yes, you read that correctly, you can define the terms you want and the interest rates* as well. We don’t force you into standard offers.

*Our Platform will enforce rates allowable by the State and Federal Regulations

Stay current. Stay informed.

Don’t want to hassle with monthly payments? Let AutoPay handle your monthly payments while keeping you informed of your account through electronic notifications and alerts.

Sign with confidence.

Managing the application and origination process has never been easier. You can review every piece of information you’ve entered and selections you’ve made. A quick check ensures you will deliver an accurate contract to your customers. uPortal360 leverages the power and security of DocuSign, the leader in electronic signatures to give you the convenience of electronically signing while preserving your security. We support In Person signing processes or you can email your contracts if that is a better fit for your business.

The Options


Subscription Origination Process

  1. ‌ Select the Subscription Plan offering
    • ‌ Additionally select from Add-On Items
  2. ‌ Acknowledge the Terms and Conditions
  3. ‌ Make The First Payment
  4. ‌ Enroll in AutoPay (Automated Scheduled Payments)
  5. ‌ The Subscription is activated in our Servicing Platform


Point of Sale Process

Safe Harbor – This part of our platform is still under development

  1. Simply define the Product and Price and Enter a Payment Method
    • ‌ Or use this in combination with Contract Origination
  2. Pay for some of the product today, finance the rest
  3. Our POS will also allow you to load custom documents that can be electronically signed
  4. This can create a seemless process for Cash/Credit Customers as well as those Financing


Contract Servicing

This is the best part, we take care of all this for you. The uPortal360 has every online service your customer would expect:

  • Online Payments
  • AutoPay
  • EStatements, EAlerts
  • Transaction History
  • Profile Updates
  • Communication Settings

We also offer a wide range of servicing support. We can make courtesy calls, make calls for uncomfortable situations, and provide a variety of hardship programs to those consumers in need.

Your customers are our number one priority.

While all this is happening, you have full visibility to the entire process. You can easily search and pull up any of your customers and see their account, see logs of our interactions. You can also run reports on your portfolio.