Payment Calculator

The UGA Finance Program can help you pay for $1K - $5K purchases with
manageable monthly payments. This calculator will estimate
your monthly payments based on the amount you’d like to
finance and the promotional financing offer you choose.

Helping with Accessible Financing and Flexible Payments

The Payment Calculator can help you estimate the monthly payment amount based on the payment periods available at the time of your purchase . No Interest if Paid In Full Promotions* are also available to qualified applicants.

Step 1: Enter in the estimated amount to be Financed.

Step 2: Enter in the estimated interest rate based on your credit score

Step 3: Determine what Payment Period and Monthly Payment may be best for you.

Payment Calculator

Adjust the Financed Amount and Interest Rate to calculate your estimated payments.

Financed Amount $ Interest Rate* %

Installment Payments

Payment Period
Monthly Payment
Total Cost
12 Month
24 Month
36 Month
48 Month
60 Month

No Interest if Paid in Full Promotion

Promotional Period
Promotional Payoff Payments
Total Cost
12 Month
24 Month


✝  The data provided in the Payment Calculator is for illustrative purposes only and is an estimate based on the information provided. Calculations are by nature hypothetical and contain many simplifying assumptions The information included should not be taken as an indication or guarantee of any future performance or analysis, and actual payment amounts may differ depending on credit history and consumer characteristics. No representation or warranty, expressed or implied, is made as to the accuracy or completeness of the information or calculations contained herein, and nothing contained herein is or shall be relied upon as a promise, forecast, guaranty, or representation, whether as to the past, the present or the future.

  • * Promotional Terms - Your contract may include promotional terms such as: "No Interest if paid in full within 12 Months" or "No Interest if paid in full within 24 months" When you make a qualifying purchase under a special promotion, no interest will be charged on the qualifying purchase if you pay the entire balance within the applicable promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date or as specified on your charge slip. Minimum or fixed monthly payments are required. Regular Account terms apply to non-promotional purchases and, after a special promotion ends, to qualifying purchases. Special Promotional Financing Offers are subject to credit approval. Special Promotional Financing Offers may not be available at all times for all purchases. Please see any special promotion disclosures provided to you in your charge slip (if any) for the full terms of any special promotion that may be offered.

The UGA Finance Program is Powered by uPortal360

Click here if you have an account with our third-party billing/servicing provider, Universal Account Servicing, LLC (UAS). You will be able to make payments, see previous transactions and view details.