Patients say yes to more when they can spread out payments
Keep your calendar full and reduce “let me think about it” moments
We handle the backend so you can focus on running your business
No gotchas, no surprises—for you or your clients
Fast, simple financing that empowers your patients to say yes to the treatments they want.





Streamline your financing with our One-to-Many solution!
One simple patient application unlocks approvals across many credit levels.
No more juggling multiple lenders. Just one trusted partner delivering the right financing for every patient.
UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the borrower, merchant, and creditor goals in mind, which are tailored to maximize partner objectives
UGA operates across the entire credit spectrum, using our expertise and historical data to create competitive, profitable lending and servicing or recovery solutions. Products are designed with the borrower, merchant, and creditor goals in mind, which are tailored to maximize partner objectives.
Patient applies to UGA using an application link or QR code exclusive to your practice. Applying takes seconds and does not impact their credit score. Upon approval, they can choose their budget and begin treatment immediately.
You’ll get paid within 2-3 business days. UGA handles repayment directly with the consumer.
Unlike other lenders, at UGA we manage all loans in-house and handle repayment directly with the consumer, so you can focus on providing services for your patients.
“It’s like giving my clients a ‘yes’ button. They love the freedom—and I love the results.”
— Savannah R., Med-Spa Owner
Universal Account Servicing, LLC (UAS) is the third-party billing service provider for the UGA Finance Program. We utilize our uPortal360 application to generate and service contracts on behalf of Retail Sellers. Our contact center and support team can make calls and provide other communication touchpoints related to the servicing of a Retail Seller’s contracts. uPortal360 provides online account management that allows consumers to see monthly statements, make payments, and manage communications. When you accept a contract provided by a Retail Seller you are given access to uPortal360. Also, uPortal360 will be used to send communications about your Account. The UGA Finance Program is a program name for certain consumer credit contracts extended by participating lenders and/or retail sellers for the purchase of goods and/or services. Participating lenders and retail sellers provide credit without regard to age, race, color, religion, national origin, gender or familial status. The UGA Finance Program and uPortal360 are administered by Universal Account Servicing, LLC that generates and services contracts on behalf of participating lenders and retail sellers. NMLS #1060516